A machine learning forecasting model is projecting XRP will average $0.98 on September 1, 2026 — a 0.85% decline from the token's roughly $1.00 price point on August 17. The forecast blends outputs from three separate large language models, which disagree sharply on direction even as they converge on a broadly flat month ahead.

The three contributing models split into distinct camps. DeepSeek Chat is the bull of the group, projecting $1.04, a 4.5% gain from current levels. ChatGPT-5.7 Luna lands closest to neutral at $0.99, essentially in line with the blended average. Grok 4.5 is the bear, forecasting $0.94, a 5.78% decline — a wider spread than the other two models combined.

AI Models Split on XRP as Algorithm Predicts $0.98 by September 1
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The prediction lands during a stretch of seasonal weakness for the token. As of the August 17 publication date, XRP had already declined roughly 8.5% for the month, continuing a pattern data-tracking account MSB Intel flagged the same day.

A Four-Year Losing Streak in August

XRP has closed August lower in four consecutive years, and this year is on pace to make it five. According to the model's underlying data, August 2022 saw a 14% drop, August 2023 fell 27%, August 2024 declined 9%, and August 2025 dropped 8%.

Related: XRP Slips to $1 as Traders Pile Into Longs Despite Bearish Mood

September Has Historically Reversed the Trend

Despite August's consistent weakness, September has been a more forgiving month for XRP holders in recent years, with gains of 45% in 2022, 1% in 2023, 8% in 2024, and 3% in 2025. That seasonal pattern is part of why the model's own forecast — a modest 0.85% dip rather than a continuation of August's steeper declines — reads as comparatively mild against XRP's historical September performance.

Reading the Spread, Not Just the Average

The nearly 10-percentage-point gap between the most bullish and most bearish model outputs is arguably more informative than the blended $0.98 figure itself. Live market data will ultimately determine which of the three scenarios plays out, but the disagreement underscores how much uncertainty remains priced into XRP even among models drawing on the same underlying dataset. For traders, the spread functions less as a precise price target and more as a range of plausible outcomes bounded by roughly $0.94 on the downside and $1.04 on the upside heading into September.