Crypto.com has added XRP to its Dual Invest product suite, extending the structured investment tool to a token that has drawn steady retail interest throughout the year. The addition lets both retail and institutional users lock in fixed reward rates on XRP holdings through the platform's existing dual-currency investment mechanism.
Dual Invest products work by letting users commit an asset for a set term in exchange for a fixed yield, with the final payout determined by whether the asset's price is above or below a target strike level at settlement. Crypto.com has marketed the XRP addition as enabling triple-digit reward rates under certain product configurations, a structure common across dual-currency offerings that trades directional price exposure for a defined yield outcome.
Part of a Broader Structured Product Push
The expansion continues Crypto.com's pattern of layering yield-generating products on top of its spot listings rather than competing purely on trading fees or token selection. Structured products like Dual Invest have become a standard feature across major exchanges as platforms look for ways to keep user assets deployed on-platform rather than sitting idle or moving to competing venues.
Exchanges have leaned increasingly on these kinds of yield products to differentiate their offerings, a trend visible elsewhere in the market as well, including other platforms expanding into asset categories tied to institutional-grade partners to capture a broader range of user demand beyond simple spot trading.
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Crypto.com has not disclosed specific volume figures for the new XRP offering, and actual reward rates on structured products of this kind typically vary by term length, strike price and prevailing market volatility at the time a position is opened.
