Bitrue has launched a Flexible Earn product for Bitcoin that pays a 6.5% base annual percentage rate with no lock-up period, letting users withdraw their BTC at any time while continuing to earn daily interest.
The exchange is marketing the product as new-user exclusive, though its terms state that all users are eligible to participate, with rewards distributed daily at 16:00 UTC and interest payments beginning two days after the initial deposit.
How the rate scales with BTR holdings
The base 6.5% APR can rise for users who also hold Bitrue's native BTR token, according to the product's terms. Accounts holding between $500 and $10,000 worth of BTR receive a 1.034x multiplier, while accounts holding more than $10,000 in BTR receive a 1.2x multiplier, pushing the effective yield up to roughly 7.8% at the top tier.
Terms and minimums
Bitrue set the minimum deposit at 0.00001 BTC, a low enough threshold that the product is accessible to nearly any BTC holder on the exchange. The listed APR is not fixed, however: Bitrue's terms note that the rate will "dynamically change based on demand and market conditions," meaning the 6.5% headline figure functions as a starting point rather than a guarantee.
The launch adds to a growing list of flexible, no-lock-up yield products exchanges have rolled out this year as they compete for deposits without asking users to commit to fixed terms.
